Page 9 - WIEUS 23OE Brochure

2023
Benefits Enrollment

Critical Illness Insurance Employee Coverage

Weekly Rates
Includes Wellness Benefit Rider
There can be a lot of expenses associated with a
Age $10,000.00 $20,000.00 $30,000.00
critical illness and a major medical plan may not Under 25 $0.67 $1.34 $2.01
cover them all. Critical Illness coverage with Voya 25-29 $0.72 $1.43 $2.15
30-34 $0.85 $1.71 $2.56
pays cash directly to you, the Employee, upon a
35-39 $1.06 $2.12 $3.18
diagnosis of a critical illness. 40-44 $2.10 $4.20 $6.30
45-49 $3.44 $6.88 $10.32
You have the option to select the tiered coverage 50-54 $4.18 $8.35 $12.53
55-59 $5.91 $11.82 $17.72
amount of your choice with no pre-existing
60-64 $6.83 $13.66 $20.49
condition limitations. Employees can elect up to 65-69 $7.27 $14.54 $21.81
$30,000 in guaranteed issue coverage. Spouses and 70+ $10.08 $20.17 $30.25
Child(ren) can elect 50% of the Employee’s coverage
amount. An Employee must elect coverage for Spouse Coverage
Weekly Rates
Dependents to elect coverage as well.
Includes Wellness Benefit Rider
Age $5,000.00 $10,000.00 $15,000.00
Wellness Benefit: $50 per insured Employee or Under 25 $0.33 $0.67 $1.00
Covered Spouse per year for completing routine 25-29 $0.36 $0.72 $1.07
30-34 $0.43 $0.85 $1.28
wellness screenings. Child(ren)’s wellness benefit is
35-39 $0.53 $1.06 $1.59
$25 per child up to a $100 maximum for all covered 40-44 $1.05 $2.10 $3.15
children. 45-49 $1.72 $3.44 $5.16
50-54 $2.09 $4.18 $6.27
55-59 $2.95 $5.91 $8.86
Below is an example of how the Critical Illness Plan
60-64 $3.42 $6.83 $10.25
works. 65-69 $3.63 $7.27 $10.90
70+ $5.04 $10.08 $15.13
Donna’s life is turned upside down when she
suffered a heart attack which was followed by a Children Coverage
stroke only a month later. Not only did she miss Weekly Rates
Includes Wellness Benefit Rider
work, but so did her husband to help her during her
Coverage Amount Rate
recovery. Their income took a hit and bills piled up.
$5,000.00 $0.51
Donna had enrolled in Voya’s Critical Illness plan
$10,000.00 $1.02
with a $20,000 Benefit Amount per diagnosis. She
$15,000.00 $1.52
received a total benefit payment of $40,000 in her
family’s greatest time of need.

Amount Paid to Donna
Heart Attack $20,000
Stroke $20,000
Total Direct Benefit Payment to
$40,000
Donna

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