Page 52 - Flip Banks TG

2016 was a pivotal year for Barclays, embarking on one of its

largest restructurings in its history designed to make the

bank smaller, better capitalised, and less leveraged and

more geographically anchored on its core UK and US

geographic markets. In addition the bank had to contend

with regulatory pressures as well as the effects of Brexit.

Diagrams 7 and 8 set the scene in terms of the restructuring

by showing the life cycles of Barclays’ branches and

geographic markets and technology developments as well
as funds flow.

Life Cycle Life Cycle

Branches/Africa Technology

Branches

Africa

Technology

Diagram 9

In terms of the life cycles of the branches and African

markets both, although at different stages of their life cycles,

are seen as requiring too great an investment or simply

using up too great an amount of funds.