Page 28 - Dental Benefit Plan Summary
P. 28

TEXAS MUTUAL INSURANCE COMPANY DENTAL PPO PLAN



                                                                   Percentage of Eligible Expenses

                        Benefit Description & Limitation                 Payable by the Plan:
                                                                     Network           Non-Network
                                                                                                     *
                        *You must also pay the amount of the Dentist's fee, if any, which is greater than the
                                                       Eligible Expense.

                     Tissue Conditioning - Maxillary or
                     Mandibular                                 50% after you meet   50% after you meet
                                                                    the Annual           the Annual
                     Limited to one time per 12 consecutive         Deductible           Deductible
                     months.

                     Repairs to Full Dentures, Partial
                     Dentures, Bridges                          80% after you meet   80% after you meet
                     Repairs or Adjustments to Full Dentures,       the Annual           the Annual
                     Partial Dentures, Bridges or Crowns.           Deductible           Deductible


                                                    ORTHODONTICS



                     Orthodontic Services
                     Services or supplies furnished by a Dentist
                     to a Dependent under age 19 in order to
                     diagnose or correct misalignment of the           50%                  50%
                     teeth or the bite. The extended coverage
                     provision does not apply to orthodontic
                     services.
                     Appliance Therapy, Fixed or
                     Removable

                     Limited to one time per 60 consecutive            50%                  50%
                     months. This includes retainers, habit
                     appliances, and any fixed or removable
                     interceptive orthodontic appliances.

                     Cephalometric Film
                     Limited to one per 12 consecutive months.         50%                  50%
                     Can only be billed for orthodontics.














                   23                                                            SECTION 4 - PLAN HIGHLIGHTS
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