Page 27 - Dental Benefit Plan Summary
P. 27

TEXAS MUTUAL INSURANCE COMPANY DENTAL PPO PLAN



                                                                   Percentage of Eligible Expenses

                        Benefit Description & Limitation                 Payable by the Plan:
                                                                                                     *
                                                                     Network           Non-Network
                        *You must also pay the amount of the Dentist's fee, if any, which is greater than the
                                                       Eligible Expense.

                     Sedative Filling

                     Covered as a separate benefit only if no   50% after you meet   50% after you meet
                     other service, other than x-rays and exam,     the Annual           the Annual
                     were done on the same tooth during the         Deductible           Deductible
                     visit.

                                                  FIXED PROSTHETICS
                     Replacement of complete dentures, fixed or removable partial dentures, crowns, inlays or
                       onlays previously submitted for payment under the plan is limited to one time per 60
                                   consecutive months from initial or supplemental placement.


                     Fixed Partial Dentures (Bridges)           50% after you meet   50% after you meet

                     There are no additional allowances for         the Annual           the Annual
                     precision or semi precision attachments.       Deductible           Deductible

                                              REMOVABLE PROSTHETICS

                     Replacement of complete dentures, fixed or removable partial dentures, crowns, inlays or
                       onlays previously submitted for payment under the plan is limited to one time per 60
                                   consecutive months from initial or supplemental placement.



                     Full Dentures
                                                                50% after you meet   50% after you meet
                     No additional allowances for over-             the Annual           the Annual
                     dentures or customized dentures.               Deductible           Deductible



                     Partial Dentures                           50% after you meet   50% after you meet

                     No additional allowances for precision or      the Annual           the Annual
                     semi-precision attachments.                    Deductible           Deductible

                     Relining Dentures and Rebasing
                     Dentures
                                                                80% after you meet   80% after you meet
                     Limited to relining/rebasing performed         the Annual           the Annual
                     more than 6 months after the initial           Deductible           Deductible
                     insertion. Limited to one time per 36
                     consecutive months.


                   22                                                            SECTION 4 - PLAN HIGHLIGHTS
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