Page 23 - Dental Benefit Plan Summary
P. 23

TEXAS MUTUAL INSURANCE COMPANY DENTAL PPO PLAN



                                                                   Percentage of Eligible Expenses

                        Benefit Description & Limitation                 Payable by the Plan:
                                                                     Network           Non-Network
                                                                                                     *
                        *You must also pay the amount of the Dentist's fee, if any, which is greater than the
                                                       Eligible Expense.

                     Excision of Hyperplastic Tissue or
                     Pericoronal Gingiva                        80% after you meet   80% after you meet
                                                                    the Annual           the Annual
                     Limited to one per site per 36 consecutive     Deductible           Deductible
                     months.

                     Appliance Removal (not by dentist who      80% after you meet   80% after you meet
                     placed appliance) includes removal of          the Annual           the Annual
                     arch bar                                       Deductible           Deductible


                     Tooth Reimplantation and/or                80% after you meet   80% after you meet
                     Transplantation Services                       the Annual           the Annual

                     Limited to one per site per lifetime.          Deductible           Deductible

                     Oroantral Fistula Closure                  80% after you meet   80% after you meet
                     Limited to one per site per visit.             the Annual           the Annual
                                                                    Deductible           Deductible


                                                 ADJUNCTIVE SERVICES


                     Analgesia

                     Covered when Necessary in conjunction
                     with Covered Dental Services. If required   80% after you meet   80% after you meet
                     for patients under 6 years of age or           the Annual           the Annual
                     patients with behavioral problems or           Deductible           Deductible
                     physical disabilities or if it is clinically
                     Necessary. Covered for patients over age
                     of 6 if it is clinically Necessary.

                     Desensitizing Medicament                   80% after you meet   80% after you meet
                                                                    the Annual           the Annual
                     Covered only when clinically Necessary.        Deductible           Deductible

                     General Anesthesia

                     Covered only when clinically Necessary.    80% after you meet   80% after you meet
                                                                    the Annual           the Annual
                                                                    Deductible           Deductible






                   18                                                            SECTION 4 - PLAN HIGHLIGHTS
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