Page 20 - Dental Benefit Plan Summary
P. 20

TEXAS MUTUAL INSURANCE COMPANY DENTAL PPO PLAN



                                                                   Percentage of Eligible Expenses

                        Benefit Description & Limitation                 Payable by the Plan:
                                                                     Network           Non-Network
                                                                                                     *
                        *You must also pay the amount of the Dentist's fee, if any, which is greater than the
                                                       Eligible Expense.

                     Osseous Graft                              80% after you meet   80% after you meet

                     Limited to one per quadrant or site per 36     the Annual           the Annual
                     consecutive months.                            Deductible           Deductible

                     Osseous Surgery                            80% after you meet   80% after you meet

                     Limited to one per quadrant or site per 36     the Annual           the Annual
                     consecutive months.                            Deductible           Deductible

                     Guided Tissue Regeneration                 80% after you meet   80% after you meet
                     Limited to one per quadrant or site per 36     the Annual           the Annual
                     consecutive months.                            Deductible           Deductible

                     Soft Tissue Surgery                        80% after you meet   80% after you meet

                     Limited to one per quadrant or site per 36     the Annual           the Annual
                     consecutive months.                            Deductible           Deductible

                     Periodontal Maintenance
                                                                80% after you meet   80% after you meet
                                                                    the Annual           the Annual
                                                                    Deductible           Deductible


                     Full Mouth Debridement                     80% after you meet   80% after you meet

                                                                    the Annual           the Annual
                                                                    Deductible           Deductible

                     Provisional Splinting

                     Cannot be used to restore vertical
                     dimension or as part of full mouth
                     rehabilitation, should not include use of   80% after you meet   80% after you meet
                     laboratory based crowns and/or fixed           the Annual           the Annual
                     partial dentures (bridges).                    Deductible           Deductible
                     Exclusion of laboratory based crowns or
                     bridges for the purposes of provisional
                     splinting.








                   15                                                            SECTION 4 - PLAN HIGHLIGHTS
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