Page 21 - Dental Benefit Plan Summary
P. 21

TEXAS MUTUAL INSURANCE COMPANY DENTAL PPO PLAN



                                                                   Percentage of Eligible Expenses

                        Benefit Description & Limitation                 Payable by the Plan:
                                                                                                     *
                                                                     Network           Non-Network
                        *You must also pay the amount of the Dentist's fee, if any, which is greater than the
                                                       Eligible Expense.

                     Scaling and Root Planning                  80% after you meet   80% after you meet

                     Limited to one time per quadrant per 24        the Annual           the Annual
                     consecutive months.                            Deductible           Deductible

                     Localized Delivery of Antimicrobial
                                                                80% after you meet   80% after you meet
                     Agents via a controlled release vehicle into
                     diseased crevicular tissue, per tooth, by      the Annual           the Annual
                                                                    Deductible
                                                                                         Deductible
                     report.
                                                     ORAL SURGERY



                     Alveoloplasty                              80% after you meet   80% after you meet
                                                                    the Annual           the Annual
                                                                    Deductible           Deductible

                     Biopsy                                     80% after you meet   80% after you meet
                                                                    the Annual           the Annual
                                                                    Deductible           Deductible

                     Frenectomy/Frenuloplasty                   80% after you meet   80% after you meet
                                                                    the Annual           the Annual
                                                                    Deductible           Deductible

                     Incision and Drainage                      80% after you meet   80% after you meet
                                                                    the Annual           the Annual
                                                                    Deductible           Deductible

                     Removal of a Benign Cyst/Lesions           80% after you meet   80% after you meet
                                                                    the Annual           the Annual
                     Limited to one per site per visit.             Deductible           Deductible

                     Removal of Torus                           80% after you meet   80% after you meet
                                                                    the Annual           the Annual
                     Limited to one per site per visit.             Deductible           Deductible

                     Root Removal                               80% after you meet   80% after you meet
                                                                    the Annual           the Annual
                                                                    Deductible           Deductible







                   16                                                            SECTION 4 - PLAN HIGHLIGHTS
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