Page 17 - Dental Benefit Plan Summary
P. 17

TEXAS MUTUAL INSURANCE COMPANY DENTAL PPO PLAN



                                                                   Percentage of Eligible Expenses

                        Benefit Description & Limitation                 Payable by the Plan:
                                                                                                     *
                                                                     Network           Non-Network
                        *You must also pay the amount of the Dentist's fee, if any, which is greater than the
                                                       Eligible Expense.

                                                PREVENTIVE SERVICES


                     Dental Prophylaxis Cleanings
                                                                      100%                  100%
                     Limited to 2 times per calendar year.

                     Fluoride Treatments
                     Limited to Covered Persons under the age
                     of 19 years, and limited to 2 times per          100%                  100%
                     calendar year.

                     Treatment should be done in conjunction
                     with dental prophylaxis.
                     Sealants


                     Limited to Covered Persons under the age         100%                  100%
                     of 14 years of age and limited to 1
                     application per lifetime.
                                           MINOR RESTORATIVE SERVICES



                     Amalgam Restorations Fillings              80% after you meet   80% after you meet
                     Multiple restorations on one surface will      the Annual           the Annual
                     be treated as a single filling.                Deductible           Deductible

                     Composite Resin Restorations Fillings
                                                                80% after you meet   80% after you meet
                     Composite Resin Restorations - Anterior
                                                                    the Annual           the Annual
                     Multiple restorations on one surface will      Deductible           Deductible
                     be treated as a single filling.

                     Gold Foil Restorations                     80% after you meet   80% after you meet

                     Multiple restorations on one surface will      the Annual           the Annual
                     be treated as a single filling.                Deductible           Deductible









                   12                                                            SECTION 4 - PLAN HIGHLIGHTS
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