Page 15 - Dental Benefit Plan Summary
P. 15

TEXAS MUTUAL INSURANCE COMPANY DENTAL PPO PLAN



                   This table provides an overview of the Plan's coverage levels.

                                                                   Percentage of Eligible Expenses

                        Benefit Description & Limitation                 Payable by the Plan:
                                                                     Network           Non-Network
                                                                                                     *
                        *You must also pay the amount of the Dentist's fee, if any, which is greater than the
                                                       Eligible Expense.
                                                 DIAGNOSTIC SERVICES



                     Bacteriologic Cultures
                                                                      100%                  100%

                     Viral Cultures
                                                                      100%                  100%


                     Bite-Wing Radiographs
                     Limited to 2 series of films per calendar        100%                  100%
                     year.

                     Complete Series or Panorex
                     Radiographs
                                                                      100%                  100%
                     Limited to one time per 36 consecutive
                     months.

                     Oral/Facial Photographic Images

                     Limited to one time per consecutive 36           100%                  100%
                     months.

                     Diagnostic Casts

                     Limited to one time per 24 consecutive           100%                  100%
                     months.

                     Extraoral Radiographs

                     Limited to two series of films per calendar      100%                  100%
                     year.
                     Intraoral - Complete Series (including
                     bitewings)

                     Limited to one time per 36 consecutive           100%                  100%
                     months. Vertical bitewings can not be
                     billed in conjunction with a complete
                     series.




                   10                                                            SECTION 4 - PLAN HIGHLIGHTS
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