Page 16 - Dental Benefit Plan Summary
P. 16

TEXAS MUTUAL INSURANCE COMPANY DENTAL PPO PLAN



                                                                   Percentage of Eligible Expenses

                        Benefit Description & Limitation                 Payable by the Plan:
                                                                                                     *
                                                                     Network           Non-Network
                        *You must also pay the amount of the Dentist's fee, if any, which is greater than the
                                                       Eligible Expense.

                     Individual Periapical Radiographs
                                                                      100%                  100%
                     Intraoral Periapical Radiographs
                     Pulp Vitality Tests

                     Limited to one charge per visit, regardless      100%                  100%
                     of how many teeth are tested.

                     Intraoral Occlusal Film
                                                                      100%                  100%

                     Periodic Oral Evaluation

                     Limited to two times per calendar year.
                     Covered as a separate benefit only if no         100%                  100%
                     other service was done during the visit
                     other than X-rays.

                     Comprehensive Oral Evaluation

                     Limited to two times per calendar year.          100%                  100%
                     Not Covered if done in conjunction with
                     other exams.

                     Limited or Detailed Oral Evaluation
                     Limited to two times per calendar year.          100%                  100%





                     Comprehensive Periodontal Evaluation
                     - new or established patient                     100%                  100%

                     Limited to two times per calendar year.

                     Adjunctive Pre-Diagnostic Test that
                     aids in detection of mucosal
                     abnormalities including premalignant
                     and malignant lesions, not to include            100%                  100%
                     cytology or biopsy procedures

                     Limited to two times per calendar year.






                   11                                                            SECTION 4 - PLAN HIGHLIGHTS
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