Page 19 - Dental Benefit Plan Summary
P. 19

TEXAS MUTUAL INSURANCE COMPANY DENTAL PPO PLAN



                                                                   Percentage of Eligible Expenses

                        Benefit Description & Limitation                 Payable by the Plan:
                                                                     Network           Non-Network
                                                                                                     *
                        *You must also pay the amount of the Dentist's fee, if any, which is greater than the
                                                       Eligible Expense.

                     Therapeutic Pulpotomy                      80% after you meet   80% after you meet

                                                                    the Annual           the Annual
                                                                    Deductible           Deductible

                     Pulpal Therapy (resorbable filling) -
                     Anterior or Posterior, Primary Tooth
                     (excluding final restoration)              80% after you meet   80% after you meet
                                                                    the Annual           the Annual
                     Limited to one time per tooth per lifetime.    Deductible           Deductible
                     Covered for anterior or posterior teeth
                     only.
                     Pulp Caps - Direct/Indirect –
                     excluding final restoration                80% after you meet   80% after you meet
                                                                    the Annual           the Annual
                     Not covered if utilized solely as a liner or   Deductible           Deductible
                     base underneath a restoration.


                     Pulpal Debridement, Primary and
                     Permanent Teeth                            80% after you meet   80% after you meet

                     This procedure is not to be used when          the Annual           the Annual
                     endodontic services are done on same date      Deductible           Deductible
                     of service.

                                                     PERIODONTICS



                     Crown Lengthening                          80% after you meet   80% after you meet
                     Limited to one per quadrant or site per 36     the Annual           the Annual
                     consecutive months.                            Deductible           Deductible

                     Gingivectomy/Gingivoplasty                 80% after you meet   80% after you meet
                     Limited to one per quadrant or site per 36     the Annual           the Annual
                     consecutive months.                            Deductible           Deductible

                     Gingival Flap Procedure                    80% after you meet   80% after you meet

                     Limited to one per quadrant or site per 36     the Annual           the Annual
                     consecutive months.                            Deductible           Deductible






                   14                                                            SECTION 4 - PLAN HIGHLIGHTS
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