Page 22 - Dental Benefit Plan Summary
P. 22

TEXAS MUTUAL INSURANCE COMPANY DENTAL PPO PLAN



                                                                   Percentage of Eligible Expenses

                        Benefit Description & Limitation                 Payable by the Plan:
                                                                     Network           Non-Network
                                                                                                     *
                        *You must also pay the amount of the Dentist's fee, if any, which is greater than the
                                                       Eligible Expense.

                     Simple Extraction                          80% after you meet   80% after you meet
                                                                    the Annual           the Annual
                                                                    Deductible           Deductible

                     Surgical Extraction of Erupted Teeth       80% after you meet   80% after you meet
                     or Roots                                       the Annual           the Annual
                                                                    Deductible           Deductible

                     Surgical Extraction of Impacted Teeth      80% after you meet   80% after you meet

                     Including extraction of impacted wisdom        the Annual           the Annual
                     teeth.                                         Deductible           Deductible

                     Surgical Access, Surgical Exposure, or     80% after you meet   80% after you meet
                     Immobilization of Unerupted Teeth              the Annual           the Annual

                     Limited to one time per tooth per lifetime.    Deductible           Deductible

                     Primary Closure of a Sinus Perforation     80% after you meet   80% after you meet
                                                                    the Annual           the Annual
                     Limited to one time per tooth per lifetime.    Deductible           Deductible

                     Placement of Device to Facilitate          80% after you meet   80% after you meet
                     Eruption of Impacted Tooth                     the Annual           the Annual
                     Limited to one time per tooth per lifetime     Deductible           Deductible

                     Transseptal Fiberotomy/Supra Crestal       80% after you meet   80% after you meet
                     Fiberotomy, by report                          the Annual           the Annual
                     Limited to one time per tooth per lifetime     Deductible           Deductible

                     Vestibuloplasty                            80% after you meet   80% after you meet

                     Limited to one time per site per 60            the Annual           the Annual
                     consecutive months.                            Deductible           Deductible

                     Bone Replacement Graft for Ridge
                     Preservation - per site                    80% after you meet   80% after you meet

                     Limited to one per site per lifetime Not       the Annual           the Annual
                     Covered if done in conjunction with other      Deductible           Deductible
                     bone graft replacement procedures.






                   17                                                            SECTION 4 - PLAN HIGHLIGHTS
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