Page 25 - Dental Benefit Plan Summary
P. 25

TEXAS MUTUAL INSURANCE COMPANY DENTAL PPO PLAN



                                                                   Percentage of Eligible Expenses

                        Benefit Description & Limitation                 Payable by the Plan:
                                                                     Network           Non-Network
                                                                                                     *
                        *You must also pay the amount of the Dentist's fee, if any, which is greater than the
                                                       Eligible Expense.

                     Consultation (diagnostic service
                     provided by dentists or physician other    80% after you meet   80% after you meet
                     than practitioner providing treatment.)        the Annual           the Annual

                     Not Covered if done with exams or              Deductible           Deductible
                     professional visit.

                                           MAJOR RESTORATIVE SERVICES
                     Replacement of complete dentures, fixed or removable partial dentures, crowns, inlays or
                       onlays previously submitted for payment under the plan is limited to one time per 60
                                   consecutive months from initial or supplemental placement.


                     Coping

                     Limited to one per tooth per 60            50% after you meet   50% after you meet
                     consecutive months. Not Covered if done        the Annual           the Annual
                     at the same time as a crown on same            Deductible           Deductible
                     tooth.

                     Crowns – Retainers/Abutments
                     Not Covered if done in conjunction with    50% after you meet   50% after you meet
                     any other inlay, onlay and crown codes         the Annual           the Annual
                     except post and core buildup codes.            Deductible           Deductible


                     Crowns - Restorations
                     Covered only when a filling cannot restore   50% after you meet   50% after you meet
                     the tooth. Not Covered if done in              the Annual           the Annual
                     conjunction with any other inlay, onlay and    Deductible           Deductible
                     crown codes except post and core buildup
                     codes.

                     Temporary Crowns - Restorations
                     Covered only when a filling cannot restore   50% after you meet   50% after you meet
                     the tooth. Not Covered if done in              the Annual           the Annual
                     conjunction with any other inlay, onlay and    Deductible           Deductible
                     crown codes except post and core buildup
                     codes.





                   20                                                            SECTION 4 - PLAN HIGHLIGHTS
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