Page 18 - 2024 Employee Benefits Guide

AbleTo – virtual therapy and coaching
AbleTo is a virtual resource to help you gain valuable skills to better
manage stress, anxiety and depression. You can receive personalized
treatment to help meet your unique needs. UnitedHealthcare members
can contact AbleTo via their myuhc.com profile or via the AbleTo app.
UnitedHealthcare virtual counseling

UnitedHealthcare members can receive unlimited virtual counseling with
a psychologist or psychiatrist for a $0 copayment when scheduled
through myuhc.com.

Life Insurance

Company-paid group life insurance
Texas Mutual provides company-paid group life and accidental death
insurance through Voya Financial. The benefit amount is equal to one-
and one-half times your annual salary, rounded up to the nearest $1,000,
subject to a $750,000 maximum. For full benefit details, refer to the
benefit plan summaries posted on the HR page of the intranet site.

Supplemental term life insurance
Within the first 31 days of your hire date, you may purchase and receive
automatic approval for employee supplemental life insurance up to
$250,000 and spouse life insurance up to $70,000. To purchase
supplemental spouse life insurance, you must also purchase
supplemental life insurance for yourself in an equal or greater amount.
The maximum you may purchase is $500,000. If you elect more than the
automatic approval amounts, Voya Financial will email you an application
to complete for the amount(s) that are above the guaranteed amount.
If you experience a qualify life change (e.g., marriage), you may elect to
purchase supplemental life insurance for yourself and/or for your spouse,
or increase your current coverage up to the guaranteed issue amounts
within 31 days of the event. After this period, any increase in coverage
amount or new enrollment will be subject to medical underwriting.

During annual open enrollment, you may elect to purchase or increase
supplemental life insurance for yourself and/or your spouse by $10,000
on a guaranteed basis. If you elect to increase your coverage or your
spouse’s coverage by more than $10,000, Voya Financial will email you
an application to complete for the amount(s) that are above the
guaranteed amount.

14 2024 Employee Benefits Guide