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Medical, vision & pharmacy benefits, cont.

Wellness
Monthly Tobacco-Free Employee
Coverage Option Premium
Premium Incentive Monthly
Incentive
Employee Only $409 -$205 -$155 $49
Employee & Children $609 -$205 -$155 $249
Employee & Spouse $872 -$410 -$155 $307
Employee & Family $1,003 -$410 -$155 $438

Spousal premium surcharge
If you elect medical coverage for your spouse who has coverage available through
his/her own employer, you will be required to pay an additional $150 premium
per month.

Wellness program & incentives

LiveWell at TXM
Our LiveWell wellness program is here to help you reach your wellness goals.
The program supports the four pillars of wellness: nutritional health, physical
health, emotional health, and financial health. You can choose your own
wellness objectives with multiple wellness campaigns during the year.
You can also reduce your monthly medical premium by earning the below
wellness incentives. Covered spouses may also earn these incentives to
further reduce the medical premium you pay. Activities to earn the
incentives must be completed by the communicated due dates.
LiveWell medical premium incentive
The LiveWell premium incentive program is forward-looking, which means
the wellness activities you complete in the current year determine the
medical premium you’ll pay in the following year.

To qualify for the premium incentive, you and your covered spouse must
complete these three things through Texas Mutual’s wellness vendor, Virgin
Pulse, by October 15, 2021:

■ Complete a member health assessment
■ Earn a minimum of 15,000 wellness points

There are many ways to earn wellness points in your Virgin Pulse profile. Use
this resource to support your wellness goals and challenge yourself to make
2021 the best year for your wellness.
Tobacco-free incentive
If you are tobacco-free, you will receive a wellness incentive of $155 per
month towards your medical premium. Tobacco-free means you do not
smoke, vape, use e-cigarettes, dip or chew tobacco products.

If you do use tobacco, you may earn the incentive by participating in TXM’s
tobacco cessation program or by remaining tobacco free for 90 days. You can
find program information on the HR page of the intranet.

8 Employee Benefits Guide