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The Insurance Times

9. A private car insured under Motor Car                   12

(Package) policy, is damaged in an accident

arising out of collision with a compound

wall of a building. From the following particulars

assess the loss payable (Before excess)

i) Model                        - November 2006

ii) Damage to vehicle -

Replacement of metal Parts - Rs. 20,000/-

Painting for the whole vehicle  (Surveyor allowed

only 10%)                       - Rs. 10,000/-

Broken wind shield glass replaced - Rs. 5,500/-

Worn out tyres replaced 4 X Rs. 4,000/-- Rs. 16,000/-

Upholstery upgrade              - Rs. 10,000/-

Labour charges                  - Rs- 10,000/-

(Surveyor allowed 50%)

iii) Death of Driver.-          - Rs. 1,00,000/-
    Owner of vehicle paid to
    his family members

iv) Damage to compound wall     - Rs. 7,000/-
    - Repair cost

10. What are the various discounts available               12

under Private Car Package Policy. (page no.191)

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