Page 301 - Misc Ebook IC 78
P. 301

Miscellaneous Insurance

On payment of additional premium, (i)Riot and strikes
risks may be covered .(ii) Personal accident benefits
may be granted.

The premium rates depend on the cover opted by the
insured, and the limit of indemnity selected by the insured
in respect of third party cover. Some insurers also offer
discounts if more than one cycles are insured under a
single policy.

(iv) Doctor's package policy - Provides cover for (A)
         (1)Fire and allied perils for buildings and contents.
         (2)Burglary or House breaking, theft of contents which
         are not specified Section of the policy. (B) Fidelity
         Guarantee insurance for Cashier or compounder or any
         other authorized employee. (C) Money in transit with
         the doctor, his compounder, or any other authorized
         employee. (D) Loss or damage of Doctor's kit by Fire,
         theft or accidents during visits within municipal city limits.
         (E) All Risk covers for ECG Machine and such other
         medical equipments needed for the doctor's profession.
         (F) Signboard (G) Professional Liability insurance .

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