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P. 305

Miscellaneous Insurance

    insured to undergo any diagnostic tests just to take
    advantage of the policy.
(xi) Expenses on vitamins and tonics unless forming pat
    of treatment for injury or disease, as certifies by the
    physician.
(xii)Treatment arising from or traceable to pregnancy,
    childbirth including Caesarean section (unless
    maternity benefit is covered).
(xiii) Voluntary termination of pregnancy within the first
    12 weeks from date of conception.
(xiv)Naturopathy treatments.

Q8.b) Specify the special conditions applicable to
        Maternity Expenses Benefit Extension
        Cover?

Ans. The special conditions applicable to this extension
         are:
         (a) These benefits are admissible only if the expenses
              are incurred in Hospital or Nursing Home as in-
              patients in India.

         (b) A waiting period of 9 months is applicable for

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