Page 306 - Misc Ebook IC 78

The Insurance Times

payment of any claim relating to normal delivery or
Cesarean section or abdominal operation for extra
uterine pregnancy. The waiting period may be
relaxed only in case of delivery, miscarriage, or
abortion induced by accident or other medical
emergency.
(c) Claim in respect of delivery for only first two children
or operation associated will be considered in respect
of any one Insured Person covered under the policy
or its renewal. Those insured who already have two
or more living children are not eligible for this benefit.
(d) Expenses incurred in connection with voluntary
medical termination of pregnancy during the first
12 weeks from date of conception is not covered.
(e) Pre-natal and Post-natal expenses are not covered
unless admitted in Hospital or Nursing Home and
treatment is taken there.

Q8.c) Can we allow Cumulative bonus to the policy
holder after a claim?

Ans. After a claim, the accumulated Cumulative bonus

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