Page 322 - Misc Ebook IC 78

The Insurance Times

of capital sum insured becomes payable in case of
putting. For any permanent partial disablement not
mentioned in the table, the doctors assessment would
be final.

(iii) Temporary total disablement-this type of
disablement is total and temporary, not permanent.
In this case the insured person is prevented from
engaging in his normal occupation or business for a
temporary period only. The temporary period may
be days, weeks, months or even years.

Ans. The following table shows the benefits chart of a policy
whose sum insured is Rs.1,00,000.

Contingencies Amount of compensation
payable

a) Death (a) Rs.1,00,000 (100% of
Capital Sum Insured)

b) Loss of 2 limbs (b) Rs,1,00,000 (100 % capital

or 2 eyes or 1 sum insured)

limb and 1 eye.

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