Page 332 - Misc Ebook IC 78
P. 332
The Insurance Times
was interchangeably used with the health
insurance.
The private insurance companies have also introduced
many innovative products which were hitherto not
available in the Indian insurance market. Many new
additional features has also been introduced like
1. Introduction of floater policy for covering more than
one member of the family under single sum assured
2. Offering cover for more than one year
3. Covering of treatments like dental treatment, aids
in the policies
4. Covering of senior citizens aged over 60 years
5. Introduction of critical illness riders in the health
insurance policies to cover major diseases
6. Tailor made design of policies suiting to the needs
of customers of a particular group like account
holders of a bank, members of a club.
7. Covering of pre-existing diseases after continuous
policy period of five years
8. Daily hospital cash benefit policies under which the
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