Page 333 - Misc Ebook IC 78
P. 333
Miscellaneous Insurance
insured is pay a lump sum amount on a per day
basis apart from the usual health insurance cover
9. Coverage of daycare procedures for which
hospitalisation is not required.
10. Top up policies for providing coverage over and
above the limit of usual health insurance policy.
Say policy will cover only if the claim is above
Rs.5 Lacs.
The next major development has been the introduction
of standalone health insurance companies. These
companies are only dealing in health insurance policies
as against other general insurance companies which sell
all insurance products.
This case them the advantage of knowing the customer
well and tailoring policies well-suited for the client. They
are much more aggressive in selling of health insurance
than the traditional insurance companies.
The other major change in the health insurance sector
includes the introduction of third party administrators
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