Page 50 - Cover Letter and Evaluation for Paul Howell
P. 50

CSG Actuarial uses the age
        Ryan Ramsey  (615) 399-4262  ryan.ramsey@tn.gov             "64" to indicate anyone who
                                                                       qualifies for Medicare because
        MEDICARE SUPPLEMENT
                                                                       of a disability.

         • 37129 (Rutherford county in Murfreesboro, TN)   • Age 64   • Male   • Non-tobacco   • Plan G   • Effective 2020-02-18

         • Sorted by Price


         $271.15 /mo      Reserve National Insurance Company

                          Parent: Kemper Corp Grp      Plan: G                      Years in Market: 28
                          AM Best Rating: A- (Outlook  S&P Rating: n/a              Effective Date: 04/01/2016
                          Stable)                      Rate Type: Attained age      Rating Class: Preferred


        Age Increases                       Increase History                   Market Data
                                                                                           Year:
          Age        Monthly    Increase     Date             Amount                       2018
                     Amount
                                             n/a              n/a                          National      State
          65         $          -47.8%
                     141.45                  Average          n/a               Lives      18,688        558
                     /mo
                                                                                Premium    $42,743,231   $1,396,518
          66         $          3.5%
                     146.35                                                     Loss       79.44%        72.12%
                     /mo                                                        Ratio
          67         $          3.6%                                            Market     0.13%         0.20%
                     151.55                                                     %
                     /mo
          68         $          3.5%
                     156.80
                     /mo

          Average               -9.3%


         $392.70 /mo      Farm Bureau Health Plans


            Policy Fee    Parent: Tennessee Rural Hlth  Plan: G                     Years in Market: 8
            $25.00        Grp                          AM Best Rating: n/a          S&P Rating: n/a
                          Effective Date: 07/01/2019   Rate Type: Attained age      Rating Class: n/a


        Age Increases                       Increase History                   Market Data
          Age        Monthly    Increase     Date              Amount                      Year:
                                                                                           2018
                     Amount
                                             02/01/2013        5.0%                        National       State
          65         $ 90.05    -77.1%
                     /mo                     01/01/2014        0.0%             Lives      63,171         63,171
          66         $ 96.90    7.6%         06/01/2015        0.0%             Premium    $144,798,180   $144,798,180
                     /mo
                                             06/01/2016        3.5%             Loss       74.52%         74.52%
          67         $          4.8%                                            Ratio
                     101.52                  06/01/2017        0.0%
                     /mo                                                        Market     0.46%          20.74%
                                             06/01/2018        0.0%
                                                                                %
          68         $          6.7%         07/01/2019        -2.7%
                     108.37
                     /mo                     Average           0.8%
          Average               -14.5%



         $403.25 /mo      Western United Life Assurance Company

           HH Discount    Parent: Manhattanlife        Plan: G                      Years in Market: 3
             7.0%         AM Best Rating: B+ (Outlook  S&P Rating: n/a              Effective Date: 04/01/2019
                          Stable)                      Rate Type: Attained age      Rating Class: n/a
            Policy Fee
            $25.00
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