Page 52 - Cover Letter and Evaluation for Paul Howell
P. 52

67         $          0.0%                                            Market     0.03%        0.02%
                     115.52                                                     %
                     /mo
          68         $          0.0%
                     115.52
                     /mo
          Average               -18.2%



         $431.66 /mo      Thrivent Financial For Lutherans

           HH Discount    Parent: Thrivent Financial For  Plan: G                   Years in Market: 40
             7.0%         Lutherans Grp                AM Best Rating: A++ (Outlook  S&P Rating: n/a
                                                       Stable)                      Effective Date: 04/01/2019
            Policy Fee    Rate Type: Attained age      Rating Class: n/a
            $25.00


        Age Increases                       Increase History                   Market Data
          Age        Monthly    Increase     Date              Amount                      Year:
                                                                                           2018
                     Amount
                                             09/01/2016        -22.6%                      National       State
          65         $          -72.7%
                     117.94                  03/01/2018        5.0%             Lives      61,130         2,583
                     /mo
                                             04/01/2019        6.0%             Premium    $107,186,031   $3,017,436
          66         $          0.0%         Average           -3.9%
                     117.94                                                     Loss       79.82%         93.77%
                     /mo                                                        Ratio
          67         $          0.0%                                            Market     0.34%          0.43%
                     117.94                                                     %
                     /mo
          68         $          4.4%
                     123.17
                     /mo
          Average               -17.1%



         $433.53 /mo      Pekin Life Insurance Company

            Policy Fee    Parent: Pekin Ins Grp        Plan: G                      Years in Market: 36
            $25.00        AM Best Rating: A- (Outlook  S&P Rating: N/A              Effective Date: 06/01/2019
                          Stable)                      Rate Type: Attained age      Rating Class: n/a


        Age Increases                       Increase History                   Market Data
          Age        Monthly    Increase     Date              Amount                      Year:
                                                                                           2018
                     Amount
                                             08/01/2016        -0.0%                       National      State
          65         $          -72.7%
                     118.45                  02/01/2018        -5.8%            Lives      13,686        236
                     /mo
                                             06/01/2019        3.0%             Premium    $33,357,866   $389,286
          66         $          0.0%
                     118.45                  Average           -0.9%            Loss       70.09%        96.24%
                     /mo                                                        Ratio
          67         $          0.0%                                            Market     0.11%         0.06%
                     118.45                                                     %
                     /mo
          68         $          1.6%
                     120.36
                     /mo
          Average               -17.8%



         $440.79 /mo      Pan American Life Insurance Company

           HH Discount    Parent: Pan Amer Life Grp    Plan: G                      Years in Market: 3
             12.0%        AM Best Rating: A (Outlook   S&P Rating: n/a              Effective Date: 10/01/2019
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