Page 54 - Cover Letter and Evaluation for Paul Howell

66 $ 0.0%
129.50 Loss 85.84% 105.65%
/mo Ratio
67 $ 0.0% Market 0.07% 0.03%
129.50 %
/mo
68 $ 2.7%
133.04
/mo
Average -17.2%

$457.41 /mo Humana Insurance Company

HH Discount Parent: Humana Grp Plan: G Years in Market: 16
5.0% AM Best Rating: A- (Outlook S&P Rating: A Effective Date: 11/01/2019
Positive) Rate Type: Attained age Rating Class: n/a

Age Increases Increase History Market Data
Age Monthly Increase Date Amount Year:
2018
Amount
11/01/2019 5.5% National State
65 $ -75.0%
114.35 Average 5.5% Lives 201,493 4,347
/mo
Premium $426,178,821 $9,589,244
66 $ 2.0%
116.64 Loss 76.90% 72.98%
/mo Ratio
67 $ 2.0% Market 1.34% 1.37%
118.97 %
/mo
68 $ 2.0%
121.35
/mo
Average -17.2%

$457.73 /mo Equitable National Life Insurance Company

HH Discount Parent: Equitable Family Ins Plan: G Years in Market: 2
7.0% Co Grp AM Best Rating: Not Rated S&P Rating: n/a
(Outlook -) Effective Date: 02/01/2020
Policy Fee Rate Type: Attained age Rating Class: n/a
$20.00

Age Increases Increase History Market Data
Year:
Age Monthly Increase Date Amount 2018
Amount
03/15/2019 5.0% National State
65 $ -72.8%
124.72 02/01/2020 6.0% Lives 6,565 125
/mo
Average 5.5% Premium $4,160,704 $93,916
66 $ 0.0%
124.72 Loss 61.21% 67.77%
/mo Ratio
67 $ 0.0% Market 0.01% 0.01%
124.72 %
/mo
68 $ 1.3%
126.35
/mo
Average -17.9%