Page 59 - Cover Letter and Evaluation for Paul Howell

/mo
68 $ 4.0%
160.66
/mo
Average -15.6%

$547.95 /mo Liberty Bankers Life Insurance Company

HH Discount Parent: Heritage Guar Grp Plan: G Years in Market: 4
7.0% AM Best Rating: B++ (Outlook S&P Rating: n/a Effective Date: 05/01/2019
Positive) Rate Type: Attained age Rating Class: Uses
Policy Fee Tob/Nicotine or w/i
$25.00 Standard Ht/Wt Range

Age Increases Increase History Market Data
Year:
Age Monthly Increase Date Amount 2018
Amount
04/01/2018 5.0% National State
65 $ -72.7%
149.71 05/01/2019 14.0% Lives 8,154 503
/mo
Average 9.5% Premium $11,156,024 $641,174
66 $ 0.0%
149.71 Loss 85.06% 101.19%
/mo Ratio
67 $ 0.0% Market 0.04% 0.09%
149.71 %
/mo
68 $ 4.4%
156.36
/mo
Average -17.1%

$563.98 /mo Combined Insurance Company Of America

Policy Fee Parent: Ace Ltd Grp Plan: G Years in Market: 32
$25.00 AM Best Rating: A+ (Outlook S&P Rating: AA- Effective Date: 05/01/2019
Stable) Rate Type: Attained age Rating Class: n/a

Age Increases Increase History Market Data
Age Monthly Increase Date Amount Year:
2018
Amount
04/01/2015 3.0% National State
65 $ -72.7%
154.09 07/01/2016 15.0% Lives 25,535 2,238
/mo
01/01/2018 0.0% Premium $66,234,139 $4,883,365
66 $ 3.3% 05/01/2019 20.0%
159.23 Loss 81.50% 88.97%
/mo Average 9.5% Ratio
67 $ 3.4% Market 0.21% 0.70%
164.57 %
/mo
68 $ 3.4%
170.09
/mo
Average -15.7%

$572.50 /mo Shenandoah Life Insurance Company

HH Discount Parent: Reservoir Capital Grp Plan: G Years in Market: 6
7.0% AM Best Rating: A- (Outlook S&P Rating: n/a Effective Date: 04/01/2019
Stable) Rate Type: Attained age Rating Class: n/a
Policy Fee
$25.00