Page 64 - Cover Letter and Evaluation for Paul Howell

Negative) Rate Type: Attained age Rating Class: n/a

Age Increases Increase History Market Data
Year:
Age Monthly Increase Date Amount 2018
Amount
06/01/2016 0.0% National State
65 $ -74.1%
193.00 06/01/2017 0.0% Lives 134,951 882
/mo
06/01/2018 0.0% Premium $263,619,041 $1,720,650
66 $ 5.2%
203.00 06/01/2019 0.0% Loss 68.16% 112.84%
/mo Ratio
Average 0.0%
67 $ 4.9% Market 0.83% 0.25%
213.00 %
/mo
68 $ 4.2%
222.00
/mo
Average -14.9%

$750.43 /mo Bankers Fidelity Assurance Company

HH Discount Parent: Atlantic Amer Grp Plan: G Years in Market: 6
9.0% AM Best Rating: A- (Outlook S&P Rating: n/a Effective Date: 10/04/2019
Stable) Rate Type: Attained age Rating Class: Standard/Credit
Policy Fee Card
$25.00

Age Increases Increase History Market Data
Age Monthly Increase Date Amount Year:
2018
Amount
n/a n/a National State
65 $ -77.7%
167.07 Average n/a Lives 24,800 6,609
/mo
Premium $37,641,471 $10,398,248
66 $ 0.0%
167.07 Loss 79.02% 82.64%
/mo Ratio
67 $ 0.0% Market 0.12% 1.49%
167.07 %
/mo

68 $ 4.4%
174.47
/mo
Average -18.3%

$756.49 /mo Colonial Penn Life Insurance Company

Parent: Cno Financial Grp Plan: G Years in Market: 22
AM Best Rating: A- (Outlook S&P Rating: BBB+ Effective Date: 01/01/2019
Stable) Rate Type: Attained age Rating Class: n/a

Age Increases Increase History Market Data

Age Monthly Increase Date Amount Year:
2018
Amount
01/01/2014 19.9% National State
65 $ -72.5%
207.98 01/01/2018 18.5% Lives 221,914 4,347
/mo
01/01/2019 2.0% Premium $475,877,554 $9,134,631
66 $ 4.2%
216.63 Average 13.5% Loss 73.28% 69.69%
/mo Ratio
67 $ 4.3% Market 1.50% 1.31%