Page 69 - Cover Letter and Evaluation for Paul Howell

Stable) Rate Type: Attained age Rating Class: n/a

Age Increases Increase History Market Data
Age Monthly Increase Date Amount Year:
2018
Amount
n/a n/a National State
65 $ 92.38 -71.4%
/mo Average n/a Lives 260,451 660
66 $ 92.38 0.0% Premium $434,609,186 $3,185,423
/mo
Loss 73.26% 55.37%
67 $ 92.38 0.0% Ratio
/mo
Market 1.37% 0.46%
68 $ 95.88 3.8% %
/mo
Average -16.9%

$339.58 /mo Western United Life Assurance Company

HH Discount Parent: Manhattanlife Plan: N Years in Market: 3
7.0% AM Best Rating: B+ (Outlook S&P Rating: n/a Effective Date: 04/01/2019
Stable) Rate Type: Attained age Rating Class: n/a
Policy Fee
$25.00

Age Increases Increase History Market Data
Year:
Age Monthly Increase Date Amount 2018
Amount
04/01/2019 0.0% National State
65 $ 92.83 -72.7%
/mo Average 0.0% Lives 14,080 1,599
66 $ 92.83 0.0% Premium $10,967,455 $1,119,706
/mo
Loss 80.83% 73.37%
67 $ 92.83 0.0% Ratio
/mo
Market 0.03% 0.16%
68 $ 96.17 3.6% %
/mo

Average -17.3%

$345.17 /mo Puritan Life Insurance Company Of America

HH Discount Parent: Ecg Grp Plan: N Years in Market: 13
7.0% AM Best Rating: B++ (Outlook S&P Rating: n/a Effective Date: 03/01/2019
Policy Fee Stable) Rate Type: Attained age Rating Class: n/a
$25.00

Age Increases Increase History Market Data

Age Monthly Increase Date Amount Year:
2018
Amount
03/01/2019 0.0% National State
65 $ 94.31 -72.7%
/mo Average 0.0% Lives 16,131 1,205
66 $ 94.31 0.0% Premium $18,869,379 $1,059,507
/mo
Loss 85.62% 96.10%
67 $ 94.31 0.0% Ratio
/mo
Market 0.06% 0.15%
68 $ 96.62 2.4% %
/mo
Average -17.6%