Page 71 - Cover Letter and Evaluation for Paul Howell

67 $ 95.86 0.0% Ratio
/mo
Market 0.34% 0.43%
68 $ 4.4% %
100.04
/mo
Average -17.1%

$352.45 /mo Pan American Life Insurance Company

HH Discount Parent: Pan Amer Life Grp Plan: N Years in Market: 3
12.0% AM Best Rating: A (Outlook S&P Rating: n/a Effective Date: 10/01/2019
Stable) Rate Type: Attained age Rating Class: n/a
Policy Fee
$25.00

Age Increases Increase History Market Data

Age Monthly Increase Date Amount Year:
2018
Amount
10/01/2019 -1.0% National State
65 $ 95.26 -73.0%
/mo Average -1.0% Lives 702 0
66 $ 95.26 0.0% Premium $322,644 $0
/mo
Loss Ratio 82.33% n/a
67 $ 95.26 0.0%
/mo Market % 0.00% n/a
68 $ 95.26 0.0%
/mo
Average -18.2%

$359.54 /mo Everest Reinsurance Company

HH Discount Parent: Everest Reins Plan: N Years in Market: 4
7.0% Holdings Grp AM Best Rating: A+ (Outlook S&P Rating: n/a
Stable) Effective Date: 12/01/2019
Policy Fee Rate Type: Attained age Rating Class: n/a
$25.00

Age Increases Increase History Market Data
Year:
Age Monthly Increase Date Amount 2018
Amount
12/01/2018 0.0% National State
65 $ 98.24 -72.7%
/mo 12/01/2019 6.1% Lives 33,948 672
66 $ 98.24 0.0% Average 3.0% Premium $50,004,452 $554,388
/mo
Loss 89.09% 86.22%
67 $ 98.24 0.0% Ratio
/mo
Market 0.16% 0.08%
68 $ 2.3% %
100.51
/mo
Average -17.6%

$375.10 /mo Liberty Bankers Life Insurance Company

HH Discount Parent: Heritage Guar Grp Plan: N Years in Market: 4
7.0% AM Best Rating: B++ (Outlook S&P Rating: n/a Effective Date: 05/01/2019
Positive) Rate Type: Attained age Rating Class: No Tob/Nicotine
Policy Fee & w/i Preferred Ht/Wt Range
$25.00