Page 72 - Cover Letter and Evaluation for Paul Howell

Age Increases Increase History Market Data

Age Monthly Increase Date Amount Year:
2018
Amount
04/01/2018 5.0% National State
65 $ -72.7%
102.49 05/01/2019 5.0% Lives 8,154 503
/mo
Average 5.0% Premium $11,156,024 $641,174
66 $ 0.0%
102.49 Loss 85.06% 101.19%
/mo Ratio

67 $ 0.0% Market 0.04% 0.09%
102.49 %
/mo
68 $ 4.4%
106.96
/mo

Average -17.1%

$381.40 /mo State Farm Mutual Automobile Insurance Company
Parent: State Farm Grp Plan: N Years in Market: 39
AM Best Rating: A++ (Outlook S&P Rating: AA Effective Date: 01/01/2019
Stable) Rate Type: Attained age Rating Class: n/a

Age Increases Increase History Market Data
Age Monthly Increase Date Amount Year:
2018
Amount
n/a n/a National State
65 $ -73.3%
101.66 Average n/a Lives 212,792 6,022
/mo
Premium $577,227,884 $15,718,624
66 $ 8.5%
110.33 Loss 75.41% 73.97%
/mo Ratio
67 $ 5.3% Market 1.82% 2.25%
116.20 %
/mo

68 $ 5.0%
121.98
/mo
Average -13.6%

$387.60 /mo American National Life Insurance Company Of Texas

HH Discount Parent: American National Plan: N Years in Market: 15
7.0% Insurance Company AM Best Rating: A (Outlook S&P Rating: A
Stable) Effective Date: 05/01/2019
Rate Type: Attained age Rating Class: n/a

Age Increases Increase History Market Data
Age Monthly Increase Date Amount Year:
2018
Amount
05/01/2019 9.5% National State
65 $ -71.9%
109.09 Average 9.5% Lives 12,936 93
/mo
Premium $22,693,684 $191,483
66 $ 0.0%
109.09 Loss 85.84% 105.65%
/mo Ratio
67 $ 0.0% Market 0.07% 0.03%
109.09 %
/mo