Page 76 - Cover Letter and Evaluation for Paul Howell

04/01/2018 5.0% National State
65 $ -72.7%
117.86 05/01/2019 5.0% Lives 8,154 503
/mo
Average 5.0% Premium $11,156,024 $641,174
66 $ 0.0%
117.86 Loss 85.06% 101.19%
/mo Ratio
67 $ 0.0% Market 0.04% 0.09%
117.86 %
/mo
68 $ 4.4%
123.00
/mo
Average -17.1%

$446.53 /mo Shenandoah Life Insurance Company

HH Discount Parent: Reservoir Capital Grp Plan: N Years in Market: 6
7.0% AM Best Rating: A- (Outlook S&P Rating: n/a Effective Date: 04/01/2019
Stable) Rate Type: Attained age Rating Class: n/a
Policy Fee
$25.00

Age Increases Increase History Market Data

Age Monthly Increase Date Amount Year:
2018
Amount
04/01/2018 0.0% National State
65 $ 89.31 -80.0%
/mo 04/01/2019 0.0% Lives 7,123 84
66 $ 89.31 0.0% Average 0.0% Premium $11,956,863 $105,957
/mo
Loss 74.10% 55.20%
67 $ 89.31 0.0% Ratio
/mo
Market 0.04% 0.02%
68 $ 91.28 2.2% %
/mo
Average -19.4%

$466.50 /mo AARP Medicare Supplement Plans, Insured By Unitedhealthcare

HH Discount Parent: Unitedhealth Grp Plan: N Years in Market: 22
5.0% AM Best Rating: A (Outlook S&P Rating: AA- Effective Date: 01/01/2020
Positive) Rate Type: Community rated Rating Class: Standard

Increase History Market Data

Date Amount Year:
2018
04/01/2013 7.6% National State
04/01/2014 7.4% Lives 4,146,328 63,387
04/01/2015 0.0% Premium $9,856,404,789 $145,120,163
04/01/2016 5.0% Loss 79.95% 79.05%
Ratio
04/01/2017 4.2%
Market 31.03% 20.79%
07/01/2017 -6.1%
%
02/01/2018 1.1%

01/01/2019 0.0%
01/01/2020 -13.2%
Average 0.7%