Page 81 - Cover Letter and Evaluation for Paul Howell

Policy Fee Parent: Amerco Corp Grp Plan: N Years in Market: 21
$15.00 AM Best Rating: A- (Outlook S&P Rating: A-- Effective Date: 11/01/2019
Positive) Rate Type: Attained age Rating Class: n/a

Age Increases Increase History Market Data
Age Monthly Increase Date Amount Year:
2018
Amount
08/01/2015 6.0% National State
65 $ -77.8%
140.30 09/01/2016 7.0% Lives 13,186 464
/mo
01/01/2017 0.0% Premium $40,038,827 $1,410,424
66 $ 2.8% 09/01/2017 19.9%
144.20 Loss 94.03% 80.65%
/mo 09/15/2018 8.0% Ratio
67 $ 2.8% 11/01/2019 5.0% Market 0.13% 0.20%
148.20 %
/mo Average 7.6%

68 $ 4.3%
154.50
/mo
Average -17.0%

$1,056.13 /mo Bluecross Blueshield Of Tennessee, Inc.

Parent: BCBS Of Tn Grp Plan: N Years in Market: 54
AM Best Rating: n/a S&P Rating: A+ Effective Date: 06/01/2019
Rate Type: Attained age Rating Class: n/a

Age Increases Increase History Market Data
Year:
Age Monthly Increase Date Amount 2018
Amount
06/01/2017 0.0% National State
65 $ -89.9%
106.69 06/01/2018 0.0% Lives 49,776 49,776
/mo
06/01/2019 0.0% Premium $131,773,127 $131,773,127
66 $ 6.7%
113.80 Average 0.0% Loss 70.25% 70.25%
/mo Ratio
67 $ 6.7% Market 0.41% 18.88%
121.38 %
/mo
68 $ 6.3%
129.00
/mo
Average -17.6%

Medicare Supplement: Plan N Details

Part A

Services Medicare Pays This Plan Pays You Pay

Hospitalization
First 60 Days All But $1408 $1408 (Part A Deductible) $0
61st Through 90th Day All But $352 a Day $352 a Day $0
91st Day and After (60 Reserve Days) All But $704 a Day $704 a Day $0
After Reserve (Additional 365 Days) $0 100% of Eligible Expenses $0
Beyond the Additional 365 Days $0 $0 All Costs
Skilled Nursing Facility Care