Page 74 - Cover Letter and Evaluation for Paul Howell

Age Increases Increase History Market Data
Year:
Age Monthly Increase Date Amount 2018
Amount
10/01/2019 8.0% National State
65 $ -75.0%
102.99 Average 8.0% Lives 232,041 265
/mo
Premium $310,072,136 $47,067
66 $ 0.0%
102.99 Loss 89.18% 111.68%
/mo Ratio

67 $ 0.0% Market 0.98% 0.01%
102.99 %
/mo
68 $ 0.0%
102.99
/mo
Average -18.8%

$415.27 /mo Individual Assurance Company, Life, Health & Accident

HH Discount Parent: Iac Grp Plan: N Years in Market: 6
7.0% AM Best Rating: B+ (Outlook S&P Rating: n/a Effective Date: 03/01/2019
Stable) Rate Type: Attained age Rating Class: n/a
Policy Fee
$25.00

Age Increases Increase History Market Data
Year:
Age Monthly Increase Date Amount 2018
Amount
02/01/2016 0.0% National State
65 $ -72.7%
113.46 02/01/2017 4.0% Lives 38,907 177
/mo
02/01/2018 7.0% Premium $84,208,400 $337,889
66 $ 0.5%
114.03 03/01/2019 7.0% Loss 89.09% 119.47%
/mo Ratio
Average 4.5%
67 $ 0.5% Market 0.27% 0.05%
114.60 %
/mo
68 $ 4.4%
119.59
/mo
Average -16.8%

$419.75 /mo Continental Life Insurance Company Of Brentwood, Tennessee
(Aetna)

HH Discount Parent: Aetna Grp Plan: N Years in Market: 28
7.0% AM Best Rating: A (Outlook S&P Rating: n/a Effective Date: 08/23/2019
Policy Fee Stable) Rate Type: Attained age Rating Class: n/a
$20.00

Age Increases Increase History Market Data
Age Monthly Increase Date Amount Year:
2018
Amount
n/a n/a National State
65 $ 87.88 -79.1%
/mo Average n/a Lives 223,847 350
66 $ 87.88 0.0% Premium $460,693,150 $1,684,552
/mo
Loss 80.05% 67.38%
67 $ 87.88 0.0% Ratio
/mo