Page 70 - Cover Letter and Evaluation for Paul Howell

$346.52 /mo Pekin Life Insurance Company

Policy Fee Parent: Pekin Ins Grp Plan: N Years in Market: 36
$25.00 AM Best Rating: A- (Outlook S&P Rating: N/A Effective Date: 06/01/2019
Stable) Rate Type: Attained age Rating Class: n/a

Age Increases Increase History Market Data
Year:
Age Monthly Increase Date Amount 2018
Amount
08/01/2016 3.0% National State
65 $ 94.68 -72.7%
/mo 02/01/2018 0.0% Lives 13,686 236
66 $ 94.68 0.0% 06/01/2019 0.0% Premium $33,357,866 $389,286
/mo
Average 1.0% Loss 70.09% 96.24%
67 $ 94.68 0.0% Ratio
/mo
Market 0.11% 0.06%
68 $ 98.82 4.4% %
/mo
Average -17.1%

$346.85 /mo Equitable National Life Insurance Company

HH Discount Parent: Equitable Family Ins Plan: N Years in Market: 2
7.0% Co Grp AM Best Rating: Not Rated S&P Rating: n/a
(Outlook -) Effective Date: 02/01/2020
Policy Fee Rate Type: Attained age Rating Class: n/a
$20.00

Age Increases Increase History Market Data
Age Monthly Increase Date Amount Year:
2018
Amount
03/15/2019 0.0% National State
65 $ 94.51 -72.8%
/mo 02/01/2020 0.0% Lives 6,565 125
66 $ 94.51 0.0% Average 0.0% Premium $4,160,704 $93,916
/mo
Loss 61.21% 67.77%
67 $ 94.51 0.0% Ratio
/mo
Market 0.01% 0.01%
68 $ 95.67 1.2% %
/mo
Average -17.9%

$350.84 /mo Thrivent Financial For Lutherans

HH Discount Parent: Thrivent Financial For Plan: N Years in Market: 40
7.0% Lutherans Grp AM Best Rating: A++ (Outlook S&P Rating: n/a
Stable) Effective Date: 04/01/2019
Policy Fee Rate Type: Attained age Rating Class: n/a
$25.00

Age Increases Increase History Market Data
Year:
Age Monthly Increase Date Amount 2018
Amount
03/01/2018 5.0% National State
65 $ 95.86 -72.7%
/mo 04/01/2019 2.0% Lives 61,130 2,583
66 $ 95.86 0.0% Average 3.5% Premium $107,186,031 $3,017,436
/mo
Loss 79.82% 93.77%