Page 68 - Cover Letter and Evaluation for Paul Howell

CSG Actuarial uses the age "64" to
designate anyone who is eligible for
 Ryan Ramsey  (615) 399-4262  ryan.ramsey@tn.gov
Medicare because of a disability.
MEDICARE SUPPLEMENT

• 37129 (Rutherford county in Murfreesboro, TN) • Age 64 • Male • Non-tobacco • Plan N • Effective 2020-02-18

• Sorted by Price

$222.00 /mo Reserve National Insurance Company

Parent: Kemper Corp Grp Plan: N Years in Market: 28
AM Best Rating: A- (Outlook S&P Rating: n/a Effective Date: 04/01/2016
Stable) Rate Type: Attained age Rating Class: Preferred

Age Increases Increase History Market Data
Year:
Age Monthly Increase Date Amount 2018
Amount
n/a n/a National State
65 $ -47.8%
115.80 Average n/a Lives 18,688 558
/mo
Premium $42,743,231 $1,396,518
66 $ 3.5%
119.90 Loss 79.44% 72.12%
/mo Ratio
67 $ 3.5% Market 0.13% 0.20%
124.05 %
/mo
68 $ 3.5%
128.40
/mo

Average -9.3%

$286.79 /mo USAA Life Insurance Company

Parent: United Serv Plan: N Years in Market: 28
Automobile Assn Grp AM Best Rating: A++ (Outlook S&P Rating: AA+
Stable) Effective Date: 08/01/2019
Rate Type: Attained age Rating Class: n/a

Age Increases Increase History Market Data
Year:
Age Monthly Increase Date Amount 2018
Amount
08/01/2016 6.1% National State
65 $ -59.7%
115.60 08/01/2017 0.0% Lives 148,983 2,117
/mo
08/01/2018 5.7% Premium $347,290,961 $4,787,199
66 $ 2.1%
117.98 08/01/2019 8.1% Loss 77.75% 75.77%
/mo Average 5.0% Ratio
67 $ 2.3% Market 1.09% 0.69%
120.70 %
/mo
68 $ 2.0%
123.08
/mo
Average -13.3%

$323.31 /mo United World Life Insurance Company

HH Discount Parent: Mutual Of Omaha Grp Plan: N Years in Market: 16
12.0% AM Best Rating: A+ (Outlook S&P Rating: A+ Effective Date: 08/23/2019
Stable) Rate Type: Attained age Rating Class: n/a