Page 66 - Cover Letter and Evaluation for Paul Howell
P. 66

Parent: BCBS Of Tn Grp       Plan: G                      Years in Market: 54
                          AM Best Rating: n/a          S&P Rating: A+               Effective Date: 06/01/2019
                          Rate Type: Attained age      Rating Class: n/a


        Age Increases                       Increase History                   Market Data
                                                                                           Year:
          Age        Monthly    Increase     Date              Amount                      2018
                     Amount
                                             06/01/2016        2.0%                        National       State
          65         $          -91.0%
                     112.18                  06/01/2017        0.0%             Lives      49,776         49,776
                     /mo
                                             06/01/2018        0.0%             Premium    $131,773,127   $131,773,127
          66         $          0.0%
                     112.18                  06/01/2019        -33.8%           Loss       70.25%         70.25%
                     /mo                     Average           -8.0%            Ratio
          67         $          0.0%                                            Market     0.41%          18.88%
                     112.18                                                     %
                     /mo
          68         $          0.0%
                     112.18
                     /mo
          Average               -22.8%




          Medicare Supplement: Plan G Details


          Part A

          Services                          Medicare Pays             This Plan Pays           You Pay

          Hospitalization
          First 60 Days                     All But $1408             $1408 (Part A Deductible)  $0
          61st Through 90th Day             All But $352 a Day        $352 a Day               $0
          91st Day and After (60 Reserve Days)  All But $704 a Day    $704 a Day               $0
          After Reserve (Additional 365 Days)  $0                     100% of Eligible Expenses  $0
          Beyond the Additional 365 Days    $0                        $0                       All Costs
          Skilled Nursing Facility Care

          First 20 Days                     All Approved Amounts      $0                       $0
          21st Through 100th Day            All But $176.00 a Day     Up to $176.00 a Day      $0
          101st Day and After               $0                        $0                       All Costs
          Blood
          First Three Pints                 $0                        100%                     $0
          Additional Amounts                100%                      $0                       $0
          Hospice Care
          You must meet Medicare's          All but very limited      Medicare copayment /     $0
          requirements, including a doctor's  copayment / coinsurance  coinsurance
          certification of terminal illness  for outpatient drugs and
                                            inpatient respite care

          Part B

          Services                          Medicare Pays             This Plan Pays           You Pay

          Medical Expenses
          1st $198 of Approved Amounts      $0                        $0                       $198 (Part B
                                                                                               Deductible)
          Remainder of Approved Amounts     Generally 80%             Generally 20%            $0
          Part B Excess Charge              $0                        100%                     $0
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