Page 62 - Cover Letter and Evaluation for Paul Howell

HH Discount Parent: Atlantic Amer Grp Plan: G Years in Market: 6
9.0% AM Best Rating: A- (Outlook S&P Rating: n/a Effective Date: 10/04/2019
Policy Fee Stable) Rate Type: Attained age Rating Class: Preferred/Credit
Card
$25.00

Age Increases Increase History Market Data
Year:
Age Monthly Increase Date Amount 2018
Amount
n/a n/a National State
65 $ -77.7%
139.21 Average n/a Lives 24,800 6,609
/mo
Premium $37,641,471 $10,398,248
66 $ 0.0%
139.21 Loss 79.02% 82.64%
/mo Ratio
67 $ 0.0% Market 0.12% 1.49%
139.21 %
/mo

68 $ 4.4%
145.38
/mo
Average -18.3%

$652.50 /mo AARP Medicare Supplement Plans, Insured By Unitedhealthcare

HH Discount Parent: Unitedhealth Grp Plan: G Years in Market: 22
5.0% AM Best Rating: A (Outlook S&P Rating: AA- Effective Date: 01/01/2020
Positive) Rate Type: Community rated Rating Class: Standard

Increase History Market Data
Year:
Date Amount
2018
02/01/2018 0.0% National State
01/01/2019 -5.0% Lives 4,146,328 63,387

01/01/2020 -15.8% Premium $9,856,404,789 $145,120,163
Average -6.9% Loss 79.95% 79.05%
Ratio

Market 31.03% 20.79%
%

$667.04 /mo Guarantee Trust Life Insurance Company

HH Discount Parent: Guarantee Trust Grp Plan: G Years in Market: 36
7.0% AM Best Rating: A- (Outlook S&P Rating: n/a Effective Date: 08/01/2018
Stable) Rate Type: Attained age Rating Class: n/a
Policy Fee
$25.00

Age Increases Increase History Market Data
Age Monthly Increase Date Amount Year:
2018
Amount
08/01/2018 4.0% National State
65 $ -82.3%
118.39 Average 4.0% Lives 12,490 307
/mo
Premium $19,078,789 $417,342
66 $ 0.0%
118.39 Loss 73.28% 110.49%
/mo Ratio
67 $ 1.0% Market 0.06% 0.06%
119.58 %