Page 60 - Cover Letter and Evaluation for Paul Howell

$25.00

Age Increases Increase History Market Data
Year:
Age Monthly Increase Date Amount 2018
Amount
04/01/2018 0.0% National State
65 $ -80.0%
114.50 04/01/2019 4.0% Lives 7,123 84
/mo
Average 2.0% Premium $11,956,863 $105,957
66 $ 0.0%
114.50 Loss 74.10% 55.20%
/mo Ratio
67 $ 0.0% Market 0.04% 0.02%
114.50 %
/mo
68 $ 2.0%
116.75
/mo
Average -19.5%

$574.00 /mo Globe Life And Accident Insurance Company

Parent: Torchmark Corp Grp. Plan: G Years in Market: 39
AM Best Rating: A+ (Outlook S&P Rating: AA- Effective Date: 06/01/2019
Negative) Rate Type: Attained age Rating Class: Direct to
Consumer

Age Increases Increase History Market Data
Age Monthly Increase Date Amount Year:
2018
Amount
06/01/2019 11.7% National State
65 $ -74.9%
144.00 Average 11.7% Lives 7,910 34
/mo
Premium $14,832,939 $67,199
66 $ 4.9%
151.00 Loss 87.47% 68.87%
/mo Ratio

67 $ 4.6% Market 0.05% 0.01%
158.00 %
/mo
68 $ 4.4%
165.00
/mo
Average -15.2%

$588.91 /mo Heartland National Life Insurance Company

HH Discount Parent: n/a Plan: G Years in Market: 11
7.0% AM Best Rating: n/a S&P Rating: n/a Effective Date: 02/01/2020
Rate Type: Attained age Rating Class: Heartland
Policy Fee National Association Group
$25.00

Age Increases Increase History Market Data
Year:
Age Monthly Increase Date Amount 2018
Amount
02/01/2017 7.0% National State
65 $ -72.7%
160.90 02/01/2018 8.0% Lives 8,473 287
/mo
02/01/2019 12.0% Premium $23,128,216 $674,988
66 $ 0.5%
161.71 02/01/2020 8.0% Loss 76.09% 77.34%
/mo Ratio