Page 58 - Cover Letter and Evaluation for Paul Howell
P. 58

Age        Monthly    Increase     Date              Amount                      Year:
                                                                                           2018
                     Amount
                                             10/01/2019        9.9%                        National       State
          65         $          -75.0%
                     129.09                  Average           9.9%             Lives      232,041        265
                     /mo
                                                                                Premium    $310,072,136   $47,067
          66         $          0.0%
                     129.09                                                     Loss       89.18%         111.68%
                     /mo                                                        Ratio

          67         $          0.0%                                            Market     0.98%          0.01%
                     129.09                                                     %
                     /mo
          68         $          0.0%
                     129.09
                     /mo
          Average               -18.8%




         $518.79 /mo      Continental Life Insurance Company Of Brentwood, Tennessee
                          (Aetna)

           HH Discount    Parent: Aetna Grp            Plan: G                      Years in Market: 28
             7.0%         AM Best Rating: A (Outlook   S&P Rating: n/a              Effective Date: 08/23/2019
                          Stable)                      Rate Type: Attained age      Rating Class: n/a
            Policy Fee
            $20.00



        Age Increases                       Increase History                   Market Data
                                                                                           Year:
          Age        Monthly    Increase     Date             Amount                       2018
                     Amount
                                             n/a              n/a                          National       State
          65         $          -77.8%
                     115.12                  Average          n/a               Lives      223,847        350
                     /mo
                                                                                Premium    $460,693,150   $1,684,552
          66         $          0.0%
                     115.12                                                     Loss       80.05%         67.38%
                     /mo                                                        Ratio
          67         $          0.0%                                            Market     1.45%          0.24%
                     115.12                                                     %
                     /mo
          68         $          1.0%
                     116.29
                     /mo
          Average               -19.2%



         $544.51 /mo      Wisconsin Physicians Service Insurance Corporation

           HH Discount    Parent: Wisconsin Physicians  Plan: G                     Years in Market: 36
             7.0%         Serv Ins Grp                 AM Best Rating: n/a          S&P Rating: n/a
                          Effective Date: 01/01/2020   Rate Type: Attained age      Rating Class: n/a


        Age Increases                       Increase History                   Market Data

          Age        Monthly    Increase     Date              Amount                      Year:
                                                                                           2018
                     Amount
                                             01/01/2020        0.0%                        National       State
          65         $          -73.5%
                     144.04                  Average           0.0%             Lives      43,768         n/a
                     /mo
                                                                                Premium    $137,985,099   n/a
          66         $          3.6%
                     149.24                                                     Loss       61.96%         n/a
                     /mo                                                        Ratio
          67         $          3.5%                                            Market     0.43%          n/a
                     154.45                                                     %
                     /mo
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