Page 53 - Cover Letter and Evaluation for Paul Howell

12.0% AM Best Rating: A (Outlook S&P Rating: n/a Effective Date: 10/01/2019
Stable) Rate Type: Attained age Rating Class: n/a
Policy Fee
$25.00

Age Increases Increase History Market Data

Age Monthly Increase Date Amount Year:
2018
Amount
10/01/2019 4.0% National State
65 $ -73.0%
119.14 Average 4.0% Lives 702 0
/mo
Premium $322,644 $0
66 $ 0.0%
119.14 Loss Ratio 82.33% n/a
/mo
Market % 0.00% n/a
67 $ 0.0%
119.14
/mo
68 $ 0.0%
119.14
/mo
Average -18.2%

$446.94 /mo Puritan Life Insurance Company Of America

HH Discount Parent: Ecg Grp Plan: G Years in Market: 13
7.0% AM Best Rating: B++ (Outlook S&P Rating: n/a Effective Date: 03/01/2019
Stable) Rate Type: Attained age Rating Class: n/a
Policy Fee
$25.00

Age Increases Increase History Market Data
Year:
Age Monthly Increase Date Amount 2018
Amount
03/01/2019 9.9% National State
65 $ -72.7%
122.11 Average 9.9% Lives 16,131 1,205
/mo
Premium $18,869,379 $1,059,507
66 $ 0.0%
122.11 Loss 85.62% 96.10%
/mo Ratio
67 $ 0.0% Market 0.06% 0.15%
122.11 %
/mo
68 $ 2.5%
125.20
/mo
Average -17.5%

$455.89 /mo American National Life Insurance Company Of Texas

HH Discount Parent: American National Plan: G Years in Market: 15
7.0% Insurance Company AM Best Rating: A (Outlook S&P Rating: A
Stable) Effective Date: 05/01/2019
Rate Type: Attained age Rating Class: n/a

Age Increases Increase History Market Data
Year:
Age Monthly Increase Date Amount 2018
Amount
05/01/2019 9.5% National State
65 $ -71.6%
129.50 Average 9.5% Lives 12,936 93
/mo
Premium $22,693,684 $191,483