Page 75 - Cover Letter and Evaluation for Paul Howell

/mo
Market 1.45% 0.24%
68 $ 91.05 3.6% %
/mo
Average -18.9%

$426.65 /mo Farm Bureau Health Plans

Policy Fee Parent: Tennessee Rural Hlth Plan: N Years in Market: 8
$25.00 Grp AM Best Rating: n/a S&P Rating: n/a
Effective Date: 07/01/2019 Rate Type: Attained age Rating Class: n/a

Age Increases Increase History Market Data
Year:
Age Monthly Increase Date Amount 2018
Amount
02/01/2013 5.0% National State
65 $ 78.75 -81.5%
/mo 01/01/2014 0.0% Lives 63,171 63,171
66 $ 81.80 3.9% 06/01/2015 0.0% Premium $144,798,180 $144,798,180
/mo
06/01/2016 0.0% Loss 74.52% 74.52%
67 $ 85.10 4.0% Ratio
/mo 06/01/2017 0.0%
Market 0.46% 20.74%
68 $ 88.47 4.0% 06/01/2018 0.0% %
/mo 07/01/2019 0.0%
Average -17.4%
Average 0.7%

$426.88 /mo New Era Life Insurance Company Of The Midwest

HH Discount Parent: New Era Life Grp Plan: N Years in Market: 13
6.0% AM Best Rating: B++ (Outlook S&P Rating: B Effective Date: 01/01/2020
Stable) Rate Type: Attained age Rating Class: n/a
Policy Fee
$20.00

Age Increases Increase History Market Data
Year:
Age Monthly Increase Date Amount 2018
Amount
n/a n/a National State
65 $ 97.91 -77.1%
/mo Average n/a Lives 23,236 1,541
66 $ 97.91 0.0% Premium $48,414,360 $2,505,197
/mo
Loss 83.70% 70.17%
67 $ 97.91 0.0% Ratio
/mo
Market 0.15% 0.36%
68 $ 99.96 2.1% %
/mo

Average -18.7%

$431.36 /mo Liberty Bankers Life Insurance Company

HH Discount Parent: Heritage Guar Grp Plan: N Years in Market: 4
7.0% AM Best Rating: B++ (Outlook S&P Rating: n/a Effective Date: 05/01/2019
Policy Fee Positive) Rate Type: Attained age Rating Class: Uses
Tob/Nicotine or w/i Standard
$25.00 Ht/Wt Range

Age Increases Increase History Market Data
Year:
Age Monthly Increase Date Amount 2018
Amount
04/01/2018 5.0% National State