Page 18 - 2016 Open Enrollment
P. 18
Short Term Disability (STD)
X Covers 60 percent of your weekly pre-disability earnings—up to a $1,000 weekly
maximum
X Beneits begin on the irst day for disability due to an accident and
on the 8th day for disability due to an illness; beneits may continue
to the earlier of recovery or 13 weeks
Long Term Disability (LTD)
X Covers 66.67 percent of your weekly pre-disability earnings—up
to a $15,000 monthly maximum
X Beneits begin after ninety days of disability or illness and may
continue to the later of age 65 or social security normal retirement
age
Long Term Care
Long term care insurance is another voluntary option for eligible
employees. Long term care insurance helps people who have
disabilities, chronic, or long term illnesses to pay for medical expenses
related to nursing home, in-home, and assisted living care. Typically
these services can be very expensive. A long term care policy also
ensures you can make your own choices about what long term care
services you receive and where you receive them.
For additional information on how to set up an individual policy through
Transamerica, employees can call 855.549.8905 and speak with a professional from
LTCI Partners.
18
2016 Open Enrollment
X Covers 60 percent of your weekly pre-disability earnings—up to a $1,000 weekly
maximum
X Beneits begin on the irst day for disability due to an accident and
on the 8th day for disability due to an illness; beneits may continue
to the earlier of recovery or 13 weeks
Long Term Disability (LTD)
X Covers 66.67 percent of your weekly pre-disability earnings—up
to a $15,000 monthly maximum
X Beneits begin after ninety days of disability or illness and may
continue to the later of age 65 or social security normal retirement
age
Long Term Care
Long term care insurance is another voluntary option for eligible
employees. Long term care insurance helps people who have
disabilities, chronic, or long term illnesses to pay for medical expenses
related to nursing home, in-home, and assisted living care. Typically
these services can be very expensive. A long term care policy also
ensures you can make your own choices about what long term care
services you receive and where you receive them.
For additional information on how to set up an individual policy through
Transamerica, employees can call 855.549.8905 and speak with a professional from
LTCI Partners.
18
2016 Open Enrollment
