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Employee



Short Term and Long Term Disability Assistance STD/LTD


EnTrans provides full-time employees with the opportunity to enroll in
short and long term disability income beneits insured through Aetna. Program
EnTrans pays half of the cost of this coverage. In the event you become The Employee Assistance Program
disabled from a non work-related injury or sickness, disability income is company paid and provided by
beneits are provided as a source of income. EnTrans through Aetna. This is a
conidential service that employees and
Rates for STD and LTD are based on your age and base pay (which does dependents may use to ind support
with personal problems such as
not include bonus, overtime, or special pay). emotional health, inancial dificulties,

parenting, elder care, substance
LTD replaces a portion of your income if you become disabled and can’t abuse and many others. In order to
work for an extended period of time. LTD beneit payments will continue access these services, employees
to normal retirement social security age provided that you continue and dependents may contact
to meet the criteria set forth by the insurance company. If the date of Aetna at 855.283.1915. Services
may also be accessed online at
disability commences on or after age 60, special provisions apply to the www.mylifevalues.com. Through these
maximum period payable, refer to the plan documents for details. services you have access to three

face-to-face counseling sessions and
Short Term Disability Long Term Disability unlimited phone counseling sessions.
Beneits begin On 8th day after a 7-day After 90 days of
elimination period for a continuous disability (your
non-work related disability “elimination period”)
due to sickness or injury
Percentage of income 60% of weekly base 60% of monthly base
replaced earnings earnings
Maximum beneit Up to $1,500 per week for Up to $15,000 per month
up to 13 weeks or until
LTD begins, whichever is
earlier
Employee monthly cost $0.225 per $10 of beneit $0.245 per $100 of
covered payroll



















Benefit Guide 2016
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