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experience a qualifying event. The following are examples of a potential qualifying event:

                         Change in marital status (such as marriage, divorce, or death of a spouse);
                         Change  in  the number  of  dependents  (such  as  birth  or  adoption  of  a  child,  or  death
                          of  a dependent);
                         Termination    or    commencement    of    employment    by    the    employee,    employee’s
                          spouse,  or employee’s dependent;
                         Change  in  work  hours  for  the  employee,  employee’s  spouse  or  employee’s  dependent
                          (including a switch between full and part-time status);
                         Employee’s  dependent  satisfying  or  ceasing  to  satisfy  an  eligibility  requirement  for  a
                          particular benefit; or
                         A change in employee’s spouse’s or employee’s dependent’s place of residence or work.

               APUS requires that the employee notify HR and show proof of the life status change within 31 days of
               the qualifying event.  Proof of the allowable life status change may include a proof of loss of coverage,
               proof of spouse’s offer of new coverage, marriage certificate, birth certificate, divorce decree, etc.

               Declining Coverage
               An employee who has declined insurance coverage must wait until the next annual “open enrollment”
               to apply for those benefits, unless they experience a qualifying event that would impact their benefits
               eligibility. Similarly, an employee who has elected an insurance plan will remain in that plan until the
               next open season or qualifying event, at which time they may decline or modify their participation.

               Employees who decline to participate in the company’s health insurance programs are eligible to receive
               waive insurance credit.

               Premium Payments While on Leave
               Employees are responsible for their portion of the health insurance, even while on a leave of absence.
               Employees  must  make  arrangements  with  the  HR  Department  to  coordinate  the  payment  of  the
               premiums.  When  possible,  prepayment  of  premiums  prior  to  a  known  upcoming  leave  will  be
               required. Premium  payments are  due within 30 days of the premium payment deadline or insurance
               coverage may be terminated.

               Jury Duty
               Employees are encouraged to fulfill their obligation as a citizen of the community, to include serving as a
               jury member when called upon to do so.  If there are extenuating circumstances or an employee is asked
               to serve grand jury duty, HR should be consulted.

               APUS will continue the pay for full-time and part-time employees, and full-time faculty when serving on
               jury  duty  for  a  period  of  up  to  10  working  days  per  year.    This  policy  may  vary  depending  on  the
               employees work location. Employees must notify their manager well in advance of their jury duty and
               will be expected to work on any scheduled workday their jury duty service is not required.

               Personal Leave
               In an effort to recognize the need of employees who require time off in addition to vacation or sick,
               APUS  may  consider  a  personal  leave  of  absence  without  pay  (if  there  is  a  zero  vacation/sick  leave
               balance) for up to a maximum of 90 days, approved in 30 day increments. The request to extend the

               2019 Employee Handbook, Revised January 2019  21
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