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6 • NOVEMBER 2020 - Senior Voice of Hernando County

M e dic a r e S e n ior s -
Medicare Seniors-

d t
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no need to hide behind a mask
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ide
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his year we have all somehow gotten comfortable with wearing a mask while
out in the public. At first it was mandated but as restrictions have loosened
T so has the need to always wear a mask. If your mask was hiding some dental
issues, then now is the time to get smart with your Medicare health plan selection.
While original Medicare has very limited coverage of dental procedures, the
regulations have changed for Medicare Advantage plans starting in 2021. Now is
the time to call Medicare Mike to learn about the plans offering dental cleanings,
extractions and, even dentures.

We are currently in the middle of the Annual Enrollment Period when all Medicare
beneficiaries have an option to select a new health plan, or stay with their current
plan, for the upcoming year. If you are happy with your plan and don’t want to
compare plans you may be missing out on more than new dental or medical
benefits. Each year most plans change their benefits. This means the plan you

have may have decreased its coverage and the plans you didn’t previously select
may have increased their coverage. So, if your plan terminated your doctor from the
network, increased the cost of its copayments, or reduced coverage for expensive
hospitalizations don’t just grin and bear it because you can use this opportunity to
have a free look at the other plan options available.

Medicare health insurance can seem to be very complex. In part because once you
earn your Medicare eligibility you have a choice to purchase a supplement to assist with your 20% responsibility
or you can place your Medicare with a Medicare Advantage plan which provides all of your Part A, B and D
services. These plans are required to cover everything Medicare covers and because they are competing for your
business they often provide additional benefits ranging from vision, dental and hearing aids to special benefits
such as gym memberships, over-the-counter items, and transportation.

When you sit down with a licensed and certified independent agent like Michael Crotts, or one of his team

members, you will have a private opportunity to discuss what it important to you in health plan coverage. For
some people, it is the financial protection of having a plan with a low annual maximum out of pocket amount. For
others, it’s the amount of the Part B rebates used to increase their monthly social security check. By contacting
the office today at 352-815-5297 you can reserve your personal appointment. But hurry because if you don’t
decide by December 7th you may be left without great benefits.

Best Plan Choice is a licensed insurance agency with an office dedicated to serving the Medicare community. Our
agents, including Medicare Mike, are available to host customers in the office, in their home, on the telephone or
even by video chat. Don’t let your mask get in the way of making a great health plan decision this year. We look
forward to putting a smile on your face, even if its under a mask.

Call before December 7th and we will also provide a free no obligation quote for life insurance with no
medical exam required.