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> more people go with Visa.

a
VISa

Apply Now for a new UNFCU VISAo'credit
card today and transfer balances from
your other credit cards for a chance at
50,000VISA Reward Points!'

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Chances are you With a UNFCU VISA Credit Receive the recognition and
Card, you can enjoy impressive the rewards you deserve.
currently have a higher
benefits such as: Transfer your balance todayl
interest rate credit card.
> Low Annual Percentage Rate
Transfer your balances Applying is easy.
> No fees on BalanceTransfers Simply apply online at
from those other credit
> No Annual Fee"
www.unfcu.org/apply. You
cards to a low rate > Quick, easy and convenient
must enter GLOBAL as your
ways to transfer balances
UNFCU VISA Credit Promotion Code when you
> Convenient cash advance apply online to be entered for
Card offering no fees on
features available through
a chance to win up to 50,000
balance transfers today. internet banking
VISA Reward Points. Or call
> FREE Rewards Program
0 800 901 010 (Vienna), 800
873 904 (Rome) or 0 800 897
860 (Geneva) to speak with a
Member Service Representative.

'Reward points drawing only appliCableto those individuals that trans!et balancesham non-UNR:Ucredit cams to a UNFCUVISAcredit card Minimum transfer amountoT5,[00 USDrequiredto be

entered into drawing for a chanceto win 10,00€ VISAreward pomts Mimmum lianstei amoum of 5,001USD-1 0,00€ USDfor a cliance to win 20,ODDreward points Minimum transfer amountof

TO.OOTUSD1a999 USDfor a chanceto wm 30,000reward pomis Minimum itansle+ amount greater than or equal to 2€.€0[) USDfor a chanceto win 5[.000 reward points "Annual fee is $50 on

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tlie Platinumcredit card The APRlAnnual PetcemageRate)after the first six 16}billing cyclesfor new VISA@Classic(tedit Camand VISA@Gold CreditCardaccountsmay vary YourAPR,alter the first

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Jmee13)b:ll:ng C7CleSTarVISAPlarinumAC€eSS,ma7Vanl The APRiSdetWminedb7 addinga margin OT8 65% f[)r VISA ClaSS:C. 85% TtIFVISA GOldand B65% VISAPlatinum ttlt APRiSSubj!CitO

changebasedon the prime rate publishedin tlie Wall Street Journal on ihe last dayof the precedingmonth plus a margin Creditwoiiliiness will determineactual APR Variablerate is subjectto change

al anytime andwithout notice Upgradesare not eligible Grantingcredit facilities is prohibited in cettam lurisdictions it it leadsto tlie consumerbecommgover indebted THISDRAWINGIS OPENTO

PABTICPATINGUNFCUMEMBERSONLYAND NOTTOTHE[iENERALPUBLICAny ant)all federal. state and local taxes ate the sole tesponsibilily oktlie winner Oddsol iinmng a prizedependupon

the numberol eligible applications receivedby Sponsor All memberswho apply and ate approvedfor a UNFCUVISACredit Cardbetween 15 June 2€(19andT5 August 2009will be eligible to ente+the

randomdrawing Thewinnerls) will be contacied wnhin one monih of ihe promoiiondeadline of 15 August 2(119It a selectedwinner is unableio be contacted.is ineligible, fails to claim a prize.oyfails

to retum the completedand executedaffidavits and releases,as required,or it the winning notification is +etumedas undeliverable,an altemate winner will be selected Drawmgdecisionswill be final

and binding in all matters relating to the Promotion Winnerls) will be notified by mail or ieleplione uponcompletionol the tkawing Acceptanceof prizeconstiiutes permissionto the sponsorand its

agenciesto usewinneils)' nameand/ot likenessfor purposesof disclosure,advenising and trade without further compensation.Employeesof LINFCII,its affiliates, subsidiaries,advertising agencies,

ilmd paity vendorsand iheir immediatefamily membersand/or ihose living in the samehouseholdO{each are not eligible All federal, state and local laws and regulaiions apply Byparticipaiing,

enttants releaseUNFCU.iis affiliates. subsmiaries,adveriismg/promotion agencies,vendors.and the employees,officers directors and agemsof anyat the aboveorgamzaiionsTiomanyand all liability

for any injuries, losses,ot damagesof any kind causedby participation in this promotionor the acceptance,possessionor use/misuseoTa gift O( participation in any promoiional activities aC2009

UNFCUand "Ssriing the PeoplsWho Servethe World" ate iepisteied maiks of United Nations FedeialCredit Union All nghls reserved (15/2il09