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Analisis & Pembahasan Manajemen Tata Kelola Dana Pensiun Laporan Keuangan Konsolidasi

Management Discussion & Analysis Good Pension Fund Governance Consolidated Financial Report

Lapis kedua pertahanan dari pengawasan ada pada Audit The second tier of defense for monitoring is in the Second
Internal yang menjadi Second Line Assurance (Lini Kedua Line Internal Audit Assurance (Second Line Monitoring) to
Pengawasan) untuk memastikan bahwa semua proses dan ensure that all DPBM processes and supervisory control
pengawasan kontrol DPBM baik oleh manajemen maupun Unit both by management and the Risk and Compliance Unit are
Risiko dan Kepatuhan telah berjalan dengan baik. performing adequately.

Evaluasi atas efektivitas Sistem Manajemen Risiko dilakukan The evaluation of the effectiveness of the Risk Management System
secara berkala meliputi aktivitas: is conducted regularly and includes the following activities:
1. Review dan monitoring implementasi manajemen risiko 1. Reviewing and monitoring risk management
secara berkala setiap 6 (enam) bulan. implementation on a regular basis every 6 (six) months.
2. Penyusunan Laporan limit Risiko Investasi secara berkala 2. Preparing Investment Risk limit Statements every 3 (three)
setiap 3 (tiga) bulan. months.
3. Rapat pembahasan terkait risiko di tingkat Kepala Divisi, 3. Discussion Meetings at associated risk levels with related
Direksi maupun Dewan Komisaris. Division Heads, Directors and Board of Commissioners.

Penerapan Manajemen risiko Risk management implementation
Penerapan manajemen risiko diharapkan memberikan Risk management implementation is expected to provide
gambaran bagi pengelola DPBM mengenai kemungkinan an overview for DPBM managers regarding possible future
kerugian dimasa yang akan datang, meningkatkan metode losses, improvements needed for systematic decision-making
dan proses pengambilan keputusan yang sistematis yang methods, and processes based on information availability.
didasarkan atas ketersediaan informasi. Penerapan manajemen Implementation of risk management effectively, covering 5
risiko secara efektif, mencakup 5 (lima) aspek. (five) aspects.

Pengawasan aktif Direksi
dan Dewan Pengawas

Active supervision by the Board of
Directors and Supervisory Board.

aspek Penerapan Kecukupan kebijakan,
Sistem pengendalian prosedur dan penetapan
intern yang menyeluruh manajemen rIsiko limit risiko

comprehensive
internal control system DPBm Adequacy of policies, procedures
and stipulation of risk limits
Implementation Aspects of
Risk Management DPBM

Kecukupan
proses identifikasi,
Sistem pengukuran, pemantauan
Informasi manajemen dan pengendalian risiko
Management Information System Adequacy of process identification,
measurement, monitoring and
risk control

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