Page 21 - American Advisors Group Benefit Guide 2_NonCA
P. 21

EMPLOYEE BENEFITS                                     21










               COVERAGE
                                                                         $100 / $200
         Finger
                                                           More than 1 finger pays 2 times the Benefit Amount
                                                                         $100 / $200
         Toe
                                                         More than 1 toe fracture pays 2 times the Benefit Amount
         Sternum                                                         $100 / $200
         Heel                                                            $100 / $200
         Chip Fracture                                          25% of closed fracture benefit / N/A
                                                                  200% of the single fracture / N/A
         Multiple Fractures
                                                             Benefit for multiple fractures to the same bone
         Dislocations (Non-Surgical / Surgical)                                                 Limited to 1 per accident

         Hip Joint                                                      $3,000 / $6,000
         Knee Joint                                                     $3,000 / $6,000

         Bones of Foot                                                  $3,000 / $6,000

         Ankle                                                          $1,000 / $2,000

         Wrist                                                          $800 / $1,600

         Elbow                                                          $600 / $1,200

         Shoulder                                                        $400 / 800

         Hand                                                            $400 / $800
         Collarbone                                                      $400 / $800

         Lower Jaw                                                       $400 / $800

                                                                         $100 / $200
         Finger or Toe
                                                            More than 1 finger or toe pays 2 times the benefit
         Follow Up Care
                                                                            $75
         Follow Up Physician Office Visit
                                                       Limited to 10 treatments per accident, 1 accident per month
                                                                            $50
         Follow Up Physical Therapy Visits
                                                       Limited to 10 treatments per accident, 1 accident per month
         Wellness, Health Screening and                              $50 Per Insured Per Year
         Preventive Care Benefit

                                                       SEMI-MONTHLY PREMIUM
                  PLAN                 EMPLOYEE ONLY       EMPLOYEE & SPOUSE    EMPLOYEE & CHILDREN   EMPLOYEE & FAMILY

         Group Accident Insurance          $9.63                $13.47               $13.95                $17.79
         Coverage
   16   17   18   19   20   21   22   23   24   25   26