Page 22 - American Advisors Group Benefit Guide 2_NonCA

EMPLOYEE BENEFITS 22

GROUP CRITICAL ILLNESS INSURANCE COVERAGE

Insured by Cigna
Critical Illness insurance coverage provides a cash benefit to the policyholder when an insured person has a covered illness event.
Additional benefits beyond option 1 and 2 can be accessed online in employee navigator.

Eligibility:
All Active Full-Time Employees working a minimum of 20 hours per week.
EMPLOYEE
CRITICAL
ILLNESS Option 1 Option 2 Option 3 Option 4
BENEFITS
Heart Attack (100%) $5,000 $10,000 $20,000 $30,000
Stroke (100%) $5,000 $10,000 $20,000 $30,000
Coronary Artery Disease $1,250 $2,500 $5,000 $7,500
(25%)
Major Organ Failure $5,000 $10,000 $20,000 $30,000
(100%)
End Stage Renal Failure $5,000 $10,000 $20,000 $30,000
(100%)
Cancer Critical Illness Benefits
Invasive Cancer (100%) $5,000 $10,000 $20,000 $30,000
Carcinoma in Situ (25%) $1,250 $2,500 $5,000 $7,500
Additional Benefits
Wellness Benefit $50 $50 $50 $50
(per year)

SPOUSE
CRITICAL
ILLNESS Option 1 Option 2 Option 3 Option 4
BENEFITS
(TO AGE 70)
Heart Attack (100%) $2,500 $5,000 $10,000 $15,000
Stroke (100%) $2,500 $5,000 $10,000 $15,000
Coronary Artery Disease $625 $1,250 $2,500 $3,750
(25%)
Major Organ Failure $2,500 $5,000 $10,000 $15,000
(100%)
End Stage Renal Failure $2,500 $5,000 $10,000 $15,000
(100%)
Cancer Critical Illness Benefits
Invasive Cancer (100%) $2,500 $5,000 $10,000 $15,000
Carcinoma in Situ (25%) $625 $1,250 $2,500 $3,750
Additional Benefits
Wellness Benefit $50 $50 $50 $50
(per year)