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Disbursement Checklist(NDC)

Disbursement Non Discrepancy Checklist
Customer
Lead ID No. Name
S.N. Doc. Type Document Description
Property address should matched with Title Report
Execution date to be on or after stamp/ franking date.
Notarization date should be same as execution date.
Executed Documents to be dated on or after sanction letter date. In
case of partnership firm/ company, execution date should be on or
after the partnership authority letter/ Board resolution date.
Stamp
12 Duty/ Stamp Duty/ Franking as per policy. All parties name should be
Franking there on e-stamp.
Check Repayment schedule in the system to match IRR/ Rate.
13 Loan Check if last EMI is same or different. There should not be negative
Repayment amortization.
Schedule
Pre EMI Interest due is created in system accurately.
Disbursal request form should be available and completely filled
up with date and signature of all the borrowers. Name, Account
no. of payee should be verified from printed Bank Statement/
Bank Pass Book/ Canceled Cheque.
Disbursal
14 In case of deduction of interest subvention at NPV from disburse-
Request ment amount, information is mentioned in DRF.
Form
For Under Construction Property, a separate DRF to be collected
for payment of Property Insurance Premium Loan, favoring Gen-
eral Insurance Company, during last tranche (payment date to be
left blank)
General Insurance is taken on Fully Constructed Property for full
tenure of loan - either funded by PCHF or by borrowers.

15 General For Under Construction Property, Application Form to be collected
Insurance for Property Insurance, in case General Insurance Premium Loan
on Funded appears in Sanction Letter.
Property
In case Property Insurance is funded by customer for Under
Construction Property, Application Form and Undated Insurance
Premium Cheque is to be collected from customer.

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